CERTAINTY

Certainty of Capital

Aria Protected Funds all include an element of capital protection. For wealth preservation, there is comfort in knowing at any point in time what the minimum return of a fund will be. Why are not more funds designed this way? It is not in the interest of managers who pursue the elusive "alpha" to offer the certainty of capital protection. And yet, this is what most people want. Aria Protected Funds offers

Wealth Protection Points

Within the Aria Protected Funds family, there are some funds that offer capital protection at defined points in time. The purpose of these funds is to provide some target points to assist in the planning process. A fund with protection at five years, for example, will continue beyond five years with another fixed protection point set further in the future to take advantage of market conditions. At these times, investors will know what their position will be, and advisers can build these wealth protection points into their planning scenarios.

Certainty of Income

Uniquely, the Absolute Income Protected Fund offers a minimum income for a fixed period of time, irrespective of performance. The Fund uses expertise of investment banks to ensure that the level of income is distributed regularly and without detriment to the Funds' ability to deliver further growth returns. Some commentators refer to this as "portable alpha". We like to think of it as a cornerstone to pre-retirement planning, offshore bond portfolios, or even school fees, where a regular income stream is useful or necessary. Furthermore, the income flow can be used as collateral to create a more tax-efficient structure for investment and borrowings.

Certainty of Risk

The Aria Protected Funds business has been created to include an inbuilt risk-management process which uses, again, the best thinking of the institutional investment community. If it is good enough for some of the world's largest pension funds, why not make it available to clients looking to protect their wealth? The risk-management procedures ensure that in a declining market, less money is placed in the underlying investments. When the Bears are replaced by Bulls, more money is allocated to the investment component. This is an ongoing process and done every day, using proprietary models which are made available to investors in the Absolute Income Protected Fund.

Certainty of Management

Aria Protected Funds rely on the expertise of some of the world's leading investment banks to deliver the performance of the funds. Aria Protected Funds use banks' proprietary risk-management techniques to manage exposure to the underlying assets of the funds.

The benefits?

• Institutional investment strategies at the lowest possible cost
• No additional overhead of a "star manager" fund management team
• One process for determining the performance of the fund
• Proven methodology
• No tinkering

Information Only

The information, material and applications presented in this website are provided to you for information purpose only and nothing contained on this website is, or should be considered as, an offer or a solicitation to sell or an offer or solicitation to purchase any of the products described on this website. The products described on this website are not likely to be available for purchase for all investors in all jurisdictions. Any prices published on this website are for information only and cannot be used for valuation or trading purposes. The information provided on this website is not, and may not be construed as constituting, investment advice or any form of recommendation as regards either individual products or strategies for investors. Past performance is not indicative of future results.